Your Suzuki Finance Options
Crown Suzuki provides multiple finance options to help you purchase your next car, including PCH, PCP, HP and Business Contract Hire.
Crown Suzuki is appointed to act as the agent of the insurers and not as your agent, when offering or recommending the below products and where we collect any premium or handle premium refunds, we do so as the agent of the insurer. We act as a credit broker, not as lender, for the introduction to a limited number of finance providers only for.
For more information visit this page.
Free Motor Credit Check
We know that everyone’s credit circumstances are different. The Motor Credit Check allows you to discover how likely you are to be accepted for finance, without affecting your credit score.
Find out your Motor Credit rating by completing the form via the below link.
For information on our terms and conditions click here. If you would like to make a complaint click here.
Our sales and finance team aim to provide you with the best service and price. If you require further financial advise, the sites below can help with information with what support is available to help manage your money.
Money Helper Free impartial information and tools on how you can manage your money.
MoneyHelper.com
StepChange Expert advice and fee free debt management, helping you tackle your debts.
StepChange.org
National Deptline Free help and advice on dealing with debt.
National Deptline
Government Support The Government site has advice and support.
helpforhouseholds.campaign.gov.uk
Turn 2 usHelpful benefits calculator will help you understand what you may be entitled to.
Turn2us.org
Citizens Advice Free, confidential and impartial advice on money and debt, work, benefits, and more.
CitizensAdvance.org
Specialist Automotive Finance Approved
This certificate provides an assurance to finance customers that they are receiving expert advice from a knowledgeable motor dealership, whose staff are committed to raising standards and improving knowledge of finance sold to private and business vehicle buyers.
Personal Contract Hire is a fixed cost rental agreement.
You first choose your new Suzuki car, pay an initial rental in advance, followed by fixed monthly rentals to suit your budget. You can even choose an optional maintenance package as part of your agreement which can help take away the hassle of keeping your vehicle in good condition.
How does Personal Contract Hire work?
It’s different from Personal Contract Purchase (PCP) because there is no option to purchase the car at the end of the agreement and the vehicle must be returned. Personal Contract Hire works by choosing from an initial rental payment in advance of 1-12 months, you then set the contract term between 2-5 years.
You then decide your annual mileage limit – the minimum is 5,000 and the maximum varies by vehicle. If your circumstances change during your agreement you may be able to amend your contracted mileage. You can also then decide whether to add an optional maintenance package at an additional cost.
At the end of the contract you must return the car and you’ll have nothing more to pay if the vehicle condition is in line with BVRLA guidelines and hasn’t exceeded the maximum agreed annual mileage.
If the vehicle doesn’t meet the mileage and condition terms, then excess charges will apply.
Is Personal Contract Hire for me?
Choosing the right finance agreement that’s suitable for you can be quite difficult to understand, so we’re here to make it easy for you.
The benefits of personal contract hire include:
Personal Contract Hire considerations.
Before you decide whether a Personal Contract Hire agreement is right for you, it’s worth remembering that:
Personal Contract Purchase is a finance product that allows you the opportunity to buy a new or a used car.
It is similar to a Hire Purchase agreement as you will usually pay an initial deposit, followed by monthly instalments over a term typically between 18 to 48 months.
What makes Personal Contract Purchase different to Hire Purchase is that, typically, you will have a lower monthly payment, as when you get to the end of your agreement, there is a final balloon payment that must be made if you want to keep the car. The balloon payment is often referred to also as the Guaranteed Future Value (GFV).
How does Personal Contract Hire Work?
Personal Contract Hire works by choosing from an initial rental payment in advance of 1-12 months, you then set the contract term between 2-5 years.
You then decide your annual mileage limit – the minimum is 5,000 and the maximum varies by vehicle. If your circumstances change during your agreement you may be able to amend your contracted mileage. You can also then decide whether to add an optional maintenance package at an additional cost.
At the end of the contract you must return the car and you’ll have nothing more to pay if the vehicle condition is in line with BVRLA guidelines and hasn’t exceeded the maximum agreed annual mileage.
If the vehicle doesn’t meet the mileage and condition terms, then excess charges will apply.
Is Personal Contract Hire for you?
Choosing the right finance agreement that’s suitable for you can be quite difficult to understand, so we’re here to make it easy for you.
The benefits of personal contract hire include:
When you have chosen your vehicle, you will then agree your annual mileage and decide on the agreement term with one of our Business Managers.
We will then determine the Guaranteed Future Value (GFV) of the vehicle at the end of the agreement and work out a deposit and monthly amount that works for you.
At the end of your agreement you will then have three options:
Return – Simply return the car to us
Retain – Keep the car by paying the optional final payment
Renew – Trade it in for another car
For a quotation, help, or advice contact us and ask to speak to one of our Business Managers.
The short answer is yes, you have the right to repay the credit at any time in full or partially.
Hire Purchase is a way to finance buying a new or used car. You will normally pay an initial deposit and will pay off the entire value of the car in monthly instalments. When all the payments are made, the Hire Purchase agreement ends, and you own the car outright.
The short answer is yes, you have the right to repay the credit at any time in full or partially.